Northstar Education Finance periodically issues debt securities secured by student loan assets. The debt securities are limited obligations of Northstar Education Finance, Inc., payable solely from the trust estate created by the related indenture. The debt securities are not registered with the U.S. Securities and Exchange Commission or any state or foreign securities regulatory agency. The debt securities are subject to federal and state income taxes. Debt securities issued by Northstar Education Finance, Inc. are described in an Offering Memorandum containing information about the terms and conditions of the debt securities, financial characteristics and servicing information related to the underlying student loan assets and other details.

This information is current only through the most recent period indicated, and will not be updated to reflect the performance of the student loans for later periods.

Various factors may affect the prepayment, delinquency and loss performance of student loans over time. We do not make any representation, and you should not assume, that the performance information shown is in any way indicative of the performance of the student loans underlying any series of debt securities.

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